XRP
Price
Today
TL;DR: XRP (XRP) — payments network — is trading at $1.30 (-0.41% in 24h) with a market cap of $82.4B (rank #5). XRP is the native asset of the XRP Ledger, a fast payments network launched in 2012 by Ripple Labs founders. It settles cross-border transfers in 3–5 seconds at fractions of a cent, targeting banks and remittances.
Source: CoinGecko · Updated every 60s
- Asset
- XRP (XRP)
- Live price
- $1.30 (-0.41% 24h)
- Market cap
- $82.4B · Rank #5
- Network
- XRP Ledger (consensus)
- Launched
- 2012
- Founder
- Ripple Labs (Schwartz, McCaleb, Britto)
- Supply
- 100B XRP max · ~60B circulating · escrow releases
- ATH
- $3.65 (Jul 17, 2025)
Last updated October 26, 2026 · Data: CoinGecko via CoinCoverage · For reference only, not financial advice.
How much is XRP worth in dollars?
Live conversion at $1.30. For custom amounts use our crypto calculator.
| XRP | USD |
|---|---|
| 1 XRP | $1.3 |
| 5 XRP | $6.5 |
| 10 XRP | $13 |
| 50 XRP | $65 |
| 100 XRP | $130 |
XRP's price journey
XRP is the native asset of the XRP Ledger, a fast payments network launched in 2012 by Ripple Labs founders. It settles cross-border transfers in 3–5 seconds at fractions of a cent, targeting banks and remittances.
| Date | Price | Event |
|---|---|---|
| 2013 | $0.005 | Early trading |
| May 2017 | $0.38 | First major rally |
| Jan 2018 | $3.84 | All-time high |
| Dec 2020 | $0.17 | SEC lawsuit crash |
| Apr 2021 | $1.96 | Bull run rebound |
| Jul 2023 | $0.93 | Ripple court win spike |
| Nov 2024 | $2.80 | Post-election rally |
| Jan 2025 | $3.30 | Near-ATH retest |
| May 2026 | $1.41 | Mid-2026 level |
| Sep 2026 | Live | See live price above |
Sources: CoinGecko, exchange history. Prices approximate.
Four forces that move XRP price
SEC & Legal Clarity
No coin is more lawsuit-sensitive than XRP. Ripple's partial court wins in 2023–2024 triggered 50–100% rallies; any final settlement or ETF approval would be the biggest structural catalyst.
Bank & Remittance Adoption
Ripple's On-Demand Liquidity uses XRP for cross-border payments. New bank corridors, stablecoin (RLUSD) integration and Asia/Middle East expansion drive fundamental demand.
Retail & Korean Flows
XRP has one of crypto's most loyal retail armies, with huge Korean exchange volumes. Social momentum and Upbit/Bithumb flows routinely lead XRP breakouts.
Escrow Supply
Ripple holds tens of billions in escrow, releasing up to 1B monthly (much re-locked). Large escrow unlocks or Ripple sales can pressure price regardless of demand.
XRP Price — Frequently Asked Questions
What is the XRP price today?
XRP price today is shown live above, updated every 60 seconds from CoinGecko with 24h change, high/low, market cap and 7-day chart.
What is XRP's all-time high?
XRP's all-time high is $3.84, set in January 2018. It retested ~$3.30 in January 2025 but has not yet broken the 2018 record.
What is XRP used for?
XRP bridges cross-border payments on the XRP Ledger — banks and payment firms convert fiat → XRP → fiat in seconds, avoiding pre-funded accounts. It also pays ledger fees.
Did Ripple win the SEC lawsuit?
Ripple won partial victories in 2023–2024 (programmatic sales not securities), lifting price sharply. Remaining appeals/settlement talks still move the price on headlines — check latest news before trading.
Will XRP reach $10?
That would require roughly a 7x from recent levels and a ~$590B market cap — larger than most cryptos ever. Possible only with full legal clarity, ETF inflows and mass payments adoption.
Is XRP the same as Ripple?
No. Ripple is the company; XRP is the independent digital asset on the XRP Ledger. Ripple is a major holder and builder, but the ledger is open-source.
How many XRP are there?
100 billion XRP were created. Roughly 60 billion circulate; the rest sits mostly in Ripple escrow with programmed monthly releases.
Why does XRP spike suddenly?
Legal headlines, Korean exchange volume surges, and short squeezes. XRP has shallow depth relative to its loyal buyer base, so news triggers outsized moves.
Does XRP have staking?
No native staking yield. Some exchanges or DeFi wrappers offer XRP 'earn' products, but these carry counterparty risk — the ledger itself pays no staking rewards.
Where to buy XRP in the US?
XRP relisted on Coinbase, Kraken and others after court rulings. Availability varies by state and over time — verify current listing status on your exchange.